Granted, since my kids are in their late 20’s, some of the concerns that exist for parents today are different from the ones we had.

I was always more concerned about funding their trust funds (should they need them) than any mortal danger they might face.

Going forward, I think that will become even more crucial–if you want your kids to survive financially.

edit: Of course, based upon what Allan just posted, we may have some other concerns to deal with as well.