SDR. Ok. I will share when (not if) I find anything…

Before, I use to not actively manage my IRA/401k investments, simply because I stuck them in plan provided funds or did really boring things with it.
I felt that let the plan be on autopilot…

Now because of the pending tax laws, I’m making a major shift in in that I am going to do the opposite and use my 401k/IRA as my aggressive investment, and use post tax accounts to doing tax free/tax efficient index funds.

I started looking more closely on the 401k/IRA accounts. And some of those accounts performed pathetically over the past years. The article above summed up how I felt. There were years in which net was a joke.