Actually, if one is also self-employed, and one presumbly sets up a 401k for being self-employed with loan options and then one rolls money into the self-employed 401k, that probably would work too (in addition to whatever other 401k one has elsewhere)…

Max contribution to all 401ks is limited to 16,500 (17,000 next year), but theoretically no limit on how much you can roll-in if your 401k plan allows it…

Maybe I’m wrong… Well, I’ll find out next week when I talk to a cpa….

Me thinks the $50k loan limit is per plan. So if one is presumably employed at a full time job, and also if presumably one is self-employed with a solo 401k, one can borrow $50k from both (provided one has at least $100k in each plan).

So in this scenario, one needs to find a way to also get self-employed, and establish a solo 401k, which in general has better contribution rates anyway…