We are roughly 14-15 years into a term life product that was 88/month for 500k on both of us.

I honestly didn’t think to shop around. Now that she is getting treated for breast cancer we are kind of screwed. She gets a little through work and I get a little for her from work, but I think we’ll have to wait until this 20 year expires (assuming she’s going to make it) before anyone will insure us. Apparently many are now insuring Stage 2 survivors but you have to wait a couple of years.