[quote=spdrun]$10k deductible – what’s wrong with it? There’s probably less than a 1/100 chance of $10k damage in any given year. If you’re paying more than $100/yr, do the maths…[/quote]

I was just trying to get the thread some action before it fell off. I knew someone would have something better to say if I posted first.

In the OP’s case, where does it show that the the policy is reduced by $100 for a 10k deductible?
I do think my deductible is actually around $6k for my primary residence. Perhaps my agent told me why that was a sweet spot for his particular underwriting standards…