[quote=no_such_reality]5.29% post tax is starting to look pretty good. It’ll look better if Obama succeeds in getting the Republicans to roll back investment income tax rates to be treated like regular income.[/quote]

NSR, I think you mean 5.29% in a post tax account that is tax free.

Yes..Actually, if you notice on the two funds above that invest in intermediate muni bonds, the yield over the most recent years are above the average of 4-6%… Don’t know how long that will last. I guess if one has concerns about a CA bankruptcy, then one would stay away…But with all the new tax initiatives, I don’t think that will happen. They will just kick the can down the road.

Added bonus..figure that I’m more paying taxes in CA, I might as well be on the recipient side of the benefit too. 6% tax free is kinda like 8% taxed (for me at least) so it’s a wash. And there’s a change it might be better than 6%.. Doing these in post tax accounts will cut my tax bill significantly next year and doing aggressive trading and dividends in Roth/IRA/401k will have an added favorable tax treatment too.

Anyone else got anything else that are tax-exempt or tax friendly?