I wish I had bought when my brother did back in 1993. I would have been 31 and although I didn’t think I could afford a home back then, if I waited until I thought I could afford a home I would probably still be on the sidelines waiting. My suggestion to anyone now that is 26-31 years old, would be to buy a house that costs the same as you would be paying for rent and you “can’t” make a mistake. Now is the time to buy and the “rich” know this and that is why the majority of purchases are going to cash buyers.