Thanks so much CVmom for taking the time to answer. I really appreciate it. I always love hearing the reasons parents decide to go the private school route when living in good public school districts.

I totally agree with your rational and approach with your situation.

On a side note getting back to Mello Roos taxes. It might be VERY interesting for those of you to note that have CFD #2 (Santaluz) that I just found out that the bond got refinanced last year at a lower interest rate!

I was actually VERY surprised to just get my property tax bill from the City of San Diego and I noticed my CFD actually went down $900+ from last year!

I called in to the administrator to confirm that the bond got refinanced at a lower rate, thereby reducing the annual payments. She said the CFD #2 is still scheduled to be paid off in 2030.

I’m sending off to get an exact payoff balance. The procedures for that are to send in a $500 check to this address below:

David Taussig & Associates
c/o Andrea R.
5000 Birch Street, Suite #6000
Newport Beach, CA 92660

You need to send in a $500 check made payable to the entity listed above. Also, include your Parcel # and request for a payoff quote for CFD #2.

They said they will send in the pay off balance within a week or so. The $500 will be deducted from the pay off amount.

It’s refreshing to hear about them taking advantage of the low interest environment and refinancing this bond at a lower rate. Good to know not everyone is as reckless as Poway!