guys. I went with the credit union last time but had to pay closing costs. Really regret that decision.
Some folks have recommended absolutemortgageco..
I think for me, the worst decision way paying closing costs, especially when rates keep plummeting the way it is.
Pretty soon, if we see a 30year below, 3% that will be ridiculously cheap…
Yes, ucgal, ARM rates are worse than fixed right now (at least it would be for me)….
Heloc rates at AFCU are prime -0.25% but cannot go below 2%. also they are capped at 6% above initial rate. The bad part is you have to pay for the heloc application ($300 and pay for the appraisal)…If you do it together (heloc +loan, some of the fees get waived)…I have not found the heloc cheaper elsewhere, but if someone does…please share.
