[quote=desmond][quote=poorgradstudent]Thanks for all the ideas. I will have to look into them with more detail this weekend.[/quote]

“Set it and forget it, basically”

Don’t make the process to difficult, I would go with Schwab, get the account setup and then keep upgrading. The days of just letting money sit somewhere are over. Too many people don’t work hard enough WITH the money they have. Think about how hard you had to work to save it, work harder to keep it and make it grow. Good Luck.[/quote]

+1

Schwab has really good customer service imho..
So for practical purposes, I’m using them as a fully service shop from brokerage, to banking, to day to day finance management.

They have local branches in case you need it.

Also, if also also get a schwab bank account setup, it’s pretty easy to move money around. No atm fees anywhere. You pay the fees first, and schwab will automatically pay you back at the end of the month.

So, I can go to any ATM to withdraw without worries.

Check deposits are pretty easy too, with the mobile phone deposits. It works similar to chase’s mobile banking service, in that you can deposit a check by using your mobile phone and taking the front/back side of the check…