FYI: Vanguard charges $20/year/per fund if you don’t meet the minimum requirement

http://firefinance.blogspot.com/2007/05/vanguard-how-to-waive-20-service-fee-on.html

The fee is waived in two ways..

Sign up for account access on Vanguard.com and choose electronic delivery of shareholder materials, including statements, confirmations, fund reports, and prospectuses.

or

Maintain total Vanguard mutual fund assets of $100,000 or more.

I’m at vanguard, fidelity, and schwab. I think in terms of customer service, schwab has been the best. For most purposes, I really can’t tell the difference if I were to index the same way across three things. The only thing I have done is to move from one Vanguard 500 fund to a Fidelity 500 fund back to a Vanguard 500 fund. Fee wasn’t too much difference for 1 year.