flu, you should compare CV w/out MR vs CV with MR to have a more apple to apple comparison. They both go to the same MS and HS. A non MR area of CV have tax rate of about 1.027% vs 1.25% for your area. So that .22% comes out to ~$1800/year for a $850k house. Not that big of a deal for a $850k house, but that would be an apple to apple comparison. I think the reason CV have low MR is like Sorrento Heights in MM having low MR while most of MM don’t have MR. That is, because all of the basic infrastructure is already built out, so MR doesn’t need to be as exorbitant. However, an area like Del Sur, 4S, Eastlake, etc, where they have to build all the infrastructure, that’s when MR is quite exorbitant.