[quote=spdrun][quote=flu][quote=spdrun]HSBC, end of story.[/quote]
schwab is better.[/quote]
Not for use abroad. HSBC has a bunch of services that are quite useful if you travel a lot.[/quote]
I disagree. Schwab reimburses for all ATM’s, including abroad….
HSBC has the advantage of branch deposits for cash if you need it, and they have a slightly higher interest rate 0.8% versus 0.3% (but schwab’s rates are tiered..)
But Schwab also has convenience things like mobile deposits via phone app.