Since “A population of debtors skating at the edge of disaster,” seems to be a very probable reality for our society in future years, all the more reason to make sure one has provided in all possible ways for one’s immediate and extended family.

My feeling is, that since I can’t control the actions of others who have brought us to this point in our history, I can use all of my extensive resources to make sure all of my family will be well taken care of in the near and distant future, so they can enjoy their lives to the greatest extent possible. For me, this is the greatest gift I can give them.

Eventually, and, may I say, sadly, it may come to every person for him or herself.