..of course any capital loss carryover depreciates as the dollar depreciates, but that’s another point of discussion. IE your $1 loss today isn’t exactly $1 when you get to use it.

that’s why (if you can), putting any loan interest on Schedule A primary mortgage interest deduction versus Schedule E rental cost is a better option at times me thinks.

See, i told you the government encourages you to use your primary home as an ATM.