One more thing, each place that we have moved to we watched crumble. The first was Valencia, 91354, were some newly built townhomes that sold for $600K they started dropping when we moved in in 2005 and now most are in foreclosure or on the market for under 300k. Then we moved to another neighborhood in 91355, homes started being vacated and we noticed extended families moving back home. Even the “exclusive” Hope Ranch in Santa Barbara,93110, was turning sour when we moved out.