[quote=svelte]I’ve never had a bank account either. Credit Unions rule. Although they can be frustrating to deal with sometimes too, I’ve never felt I was paying too much for Credit Union services.

I hear all the horror stories about banks from friends and family and have no desire to ever get a bank account. BofA seems to be the worst offender from the feedback I get, I noticed that about 10 years ago.[/quote]

My wife looked at me like I was from Mars when I told her I had said I never had a bank account. She reminded me I had a Wells Fargo account when we met.

I blame the lapse of memory on the fog that permeated my very being during those years.