[quote=EmilyHicks]Oh, I didn’t know it is illegal to give referral fee. The loan broker gave me a $100 starbucks gift card after closing. I think she will give me a few of those after my friends close. Any way, I am happy that my friends got good rates (3.875% with over $1000 rebates).

Thanks 🙂

If you don’t mind a question. What is the loan amount for 3.875% with rebate? Is it the 30 year fixed rate?
Thanks!