It’s not actually a problem for me– I do have Signature Banking and my combined balance is over $25K.
However, this does indeed represent a change on their part. Digging through my old literature, back in 2009 when I started banking with UBOC, the required combined balance was $10,000.
So, I’m just wondering if the jump from $10K to $25K is a sign of weakness on their part, and should I jump ship and put all of that money into my credit union. (Which I hate to do, because I want to keep my eggs in several baskets.)