You have got to be the biggest busy body in the world. Again so many false assumptions you make and twist things to your slanted view of the world.

Did I ever say he didnt live there? I said he had a tenant (i.e. roomate) so his net cost to live there was $1000 out of pocket.

None of his equity was removed, his ex’s was and it was long before the bubble peaked or burst.

I never said he had kids, he doesnt. And he’s not upper middle class for that matter. He’s also orphaned and the only family he has to hold onto the house for is his dog.

The mod kept him in his house and that is where he will stay as long as he wants. It was good deal for the lender and a good deal for him.

You were wrong. Please admit it so we can move on. Just say the words. Its not hard. I..WAS…WRONG!!!