I must weigh in! Sheldon ROCKS! I did the original purchase with him, then refi’d last year and am almost done with 2nd refi! He is awesome, called me 2 days ago and said “hey it looks like your loan pricing is even better, you are going to get an additional credit of $700-$800”. Who does that?

Plus he puts up with all my insane questions and answers them calmly and simply until I understand and quit freaking 😉