[quote=AN]It always amazes me how judgmental and vile some people can be, especially when they don’t have all the details. All I can say is “Let he who is without sin cast the first stone”.[/quote]

I don’t have an issue with him personally. My beef is with this financial planning/advisor “business”. I guess most of us here probably can tell when so a titled “financial advisor” can’t manage finances, let alone advise, and wouldn’t be put into a mess

… But have you considered that a majority of people in this country, who have very little financial competency, depend on so called financial “advisors”, who likewise most likely have very little financial competency too? It’s pretty sad imho.

Perhaps it’s harsh thing to say. But I’m a firm believer that you definitely don’t want to “advise” or “teach” something that you can’t do yourself. AN, I think it would be like one of us releasing a piece of software to production or to a customer that won’t work because you didn’t know what you were doing…