[quote=SD Realtor] …..the seller is a poster child for why we should not have 0 down loans, or for that matter FHA loans. Forcing buyers to come up with equity (in my opinion at least 20%) would lead to a much more stable market….[/quote]

I nominate Adam for Treasury Secretary. And would you please kick Geithner’s ass on his way out, and hit Bernanke hard every time he buys a MBS including loans with less than 20% down?