arguing with these two or three about retirement is pointless. You mine as well play tennis with a wall.
Now if you want to hear their opinons on housing in sd they are far more spot on. Move along. No clarity or agreement will be found here.
BTW, to all who doubt moving away. MN is winning the day in my family! WIth a few more long drives to Southern California (the last one did not go well), We will never live there again! But I will miss the sailing.