Congrats on buying and I wouldn’t worry too much about the exact bottom. You gotta live somewhere after all. 4S ranch houses rent for about 3400-3500 I saw on craigslist. With 20% down and tax benefits, I think it’s sorta a wash even with the MR and tax.
At least you can now enjoy other things in your life and not waste gobs of time looking for housing. It’s very time consuming to visit houses and check for them online all the time. The loan portion is stressful too with how things are now.
I don’t know, for me, I think I actually like dinky lots. Less to pay in landscaping and maintenance and I’m rarely, if ever out there.
So far, the only thing I’ve done in my backyard is mow the lawn and used the grill a few times. Maybe this will change when my kids are bigger…