AN, have you considering cashing out refinancing, taking the money and buying something else?

I wish I didn’t have this health thing to worry about, because I don’t need the extra stress of dealing with another rental. But at these low rates, why not?

Even if you just stick it in cash and wait, you’re not going to be bleeding that much. And somewhere down the line, that money can be used to probably yield better than 3%.

I mean, the only reason why I’m saying is because apparently not everyone can get these low rates. So not everyone is doing it….

For all these years, people have been b1tching about how responsible savers/w2’s get screwed. Well, it isn’t the case now is it?

i closed my recent refinance in 3 weeks. They didn’t even both to contact my W2 employer for complete verification.

My loan broker is pulling out her hair, because she had a bunch of clients that recently canceled their loans and resubmitted it because of a .25% drop over the past 2-3weeks.

Turns out my relative is the smarter person i know. She has been doing an interest only loan, and the rates for her have been slightly around 2% for 1.5million financing and stayed constant so far….Said relative locked into a CD at 3.25% a years ago with funds that can be used to pay it off whe needed. So all she’s doing is making monthly payment + slight extra principal payment. My hero…