Money is about to get cheaper. Take a look at todays 15 and 30… Ridiculously low….At this point, folks with a lot of equity, it might really make sense to do a cash out refinance and do “something else” with that wad of cash.

15 years conforming are below 3% by some lenders. Unfrickinbelievable. One *should* be able to better than 3% right?