[quote=temeculaguy]
Maybe I’m out of step with most people here because I’ve always been a bit of a nutjob about retirement saving bordering on mental illness. I plan on changing my ways. I went to a funeral of a friend this week who was far worse than me, he lived on about a third of his income, drove crappy cars, wore cheap clothes, had no children or wife and didn’t live to spend a nickel of the more than 2 million he had saved for retirement. It’s been said before, that living within your means is not about living within someone else’s means, it’s about living within your means. The person that makes 50k and gets by on 30k, bravo, but the guy that makes 100k or 200k and lives on 30k, maybe that person needs some balance to their life. As paramount just said, it’s been tried before, but you can’t take it with you. I’ve studied almost every world religion and text, none made reference to net worth or fico score in the afterlife. Plan, make sure you have enough to be comfortable, but also find a way to enjoy your good fortune along the way, regardless how much it is.[/quote]
Oh I definitely agree with you and paramount. We’ve seen too many ppl hoard their money then never get to enjoy it due to illness or death…my mother included. We are definitely enjoying our money and if the income stops tomorrow, well we can go back to pb&j sandwiches at that point with some great memories.
But first thing off the top of each paycheck is $$ for retirement, so no worries about that either.
Some piggs tend to think they are not materialistic but they tend to forget that their house is material. So is that stack of cash. If that is what makes them happy, hey I’m all for it. But don’t look down your nose at those of us who choose a different path with the resources available to us.