It’s not a cancellation. It’s a non-renewal. A notice, I believe, required by law. And the agent is just trying to retain your business. The agent’s letter is awkwardly worded. They aren’t actually re-writing your policy, they’re seeking to change carriers at the end of the policy period. And they’re not doing anything without your consent, they’re notifying you of their intentions, you have the option to accept or decline. I don’t see anything sleezy. I see an agent acting ahead of the curve.