My neighborhood is full of them and I know tons more through out the area.

Here’s an example. I just got a call from a good friend/neighbor who is getting divorced and wanted to know if she could keep the house. The house is about 10 years old and worth about $800K. Loan is $300K. They drive american cars. I asked how much her husband made and it was considerably more than they owed on the house. I told her she’s going to be neighbor for a long time:)