[quote=walterwhite] . . . maybe instead of crappy activities you can go for a walk, or practice meditation or grow bonsai trees or do 2 h of yoga per day. Or get rid of your car.[/quote]

scaredy, I agree with this, although I haven’t quite figured out how to get rid of my car, lol!

[quote=walterwhite]It’s the health issues IMO that are unknowable and just risky. But that’s life you could be working and still get bankrupted[/quote]

This is SO TRUE. And just because a “health issue” turns up doesn’t mean it’s catastrophic, and . . . even if it is, why does one HAVE to engage in a bunch of life-crushing invasive procedures that aren’t likely to be effective? Why not just accept that you might be getting close to “your time” to go and enjoy what time you have left??

The gardening and 2 hrs of yoga per day could stave off a LOT of “health issues” from appearing as long as one doesn’t indulge in too much food, drink and other vices, IMHO.

I vote for retiring at the base of Mt Shasta and doing 2 hrs per day of yoga outside (weather permitting, of course :=]) And keep a (older, paid for) car in retirement, just in case you want to visit other places. Just because you’re “old” and still own a vehicle doesn’t mean you have to drive it every day … or even every week.

I think a simpler life is what we should all aspire to in “retirement.”