I’ve had an Everbank WorldCurrency CD account for years and highly recommned it. Specifically been invested in the Australian Dollar 3-month CD with automatic rollover feature which is up about 36% in a little less than 2 years. With the declining US Dollar have been able to take advantage of a double whammy of appreciating Aussie Dollar plus a sweet 4.97% rate on the CD itself. I highly recommend the WorldCurrency CD for diversification and a hedge against the declining USD.