My feeling on Credit Unions is that they never really went where banks went on real estate debt. Perhaps they are held to a different standard?

BOFA is sure sounding sketchy again. Too bad I have held my business account there for 25 years and have been treated well during that time. Also the account is very flexible, so I guess my experience with BOFA differs from most, but then again I never overdraw etc, so most likely I have not triggered their various traps…