[quote=Eugene][quote]I’m in my mid-30s now and I think I have about 600k (including everything cash or asset). Am I on track? Am I behind? I don’t really get a chance to talk about this with friends because we usually don’t get too involved in this subject.[/quote]

You’re doing a lot better than most Americans. Fewer than 10% (possibly as few as 2-3%) of people your age have 600k in assets. In 2004, median net worth of a 40-year-old was around $60,000, and that’s including home equity.[/quote]
I’ve heard similar stats too. But average Americans will depend on SS to retire.