[quote=bearishgurl]All very good advice, ER. I’m going to check into an umbrella policy.[/quote]

Thanks Bearishgurl. Yeah, DEFINITELY check into the Umbrella coverage. I really think everyone should have one unless they aren’t worth anything. One bad accident or incident can totally bankrupt someone.

People don’t realize that Umbrella insurance coverage paid for O.J. Simpson’s legal defense as well as Bill Clinton’s legal defense. Millions and millions of dollars worth of legal bills. They aren’t expensive at all.

The truth of the matter is that really bad things can happen to normal people and you don’t want to get wiped or put into bankruptcy by a liability judgement or frivolous lawsuit.