On a personal note, my vote is for kicking the can down the road just for a few more years. Like a lot of people, I was attracted to the tax free angle of savings bonds when they are used for higher education. I put about half my kids college funds in them. In about 90 days we are filling out applications for college. If those become worthless, cal state schools are their only option, good thing I have the only mail key, I can intercept any acceptance letters from pricier schools. Screw em, I went to a state school and I’m fine.

What was Judge Smails’ famous quote “the world needs ditch diggers too.”