I am a resident of San Pacifico and can tell you the community is outstanding. Low HOA and in my case no Mello Roos. The neighbors are friendly and outgoing. I walk to the beach and to shopping. Recreation facilities are well cared for and perfect for an active family. We actually rented here for several years then could not think of leaving. We did finally buy here. I might recommend renting and learning about one of the best kept secrets in SD.