[quote=urbanrealtor]
B: Statutory relief from debt. In other words, a rollback of the regressive BK laws of the early 2000’s and probably some new laws that dramatically limit lender recourse on a national scale.[/quote]

With a GOP controlled congress and soon most likely Senate and possibly presidency I cannot see the BK laws moving in any direction but being further tightened even to the point of bringing back debtors prisons.

What I am interested in is not 2012, but 2016. I believe the 2012 – 2016 timespan will test the United States as no other has and it will be interesting to see if the GOP survives. I generally vote R btw, but in recent years I cannot stand either party.