In most purchase to own scenarios, the rent is usually higher then the current rate for that area. This allows the owner to get higher then normal rents to protect against depreciating home prices. In some cases you can ask for a down payment of about 10% of the purchase price non-refundable if they back out. These buyers are able to live there for a reduced rent and can buy the home if it appreciates. What do you think they will do if it depreciates? The buyer is supposed to gamble on appreciation, that’s why they are supposed to pay higher then normal rent. If you have not finalized this lease/purchase option, you may want to seek a professional advice from someone in this field. Good luck.