HLS perhaps you can sleep. I try to not generalize and imply that my habits or feelings match my clients. I have several friends who have paid off their homes with standard fully amortized loans. Some of them paid their loans off early and some didn’t. Other people I know have 15 year mortgages.
They all not only sleep very well, but they enjoy the homes they have that are paid off, AND they still have quite handsome portfolios.
They are nor have they ever been slaves to their mortgages. I am not saying one or the other is correct, I am saying that not everyone thinks the same.