Lived in Noe Valley a few years ago. Before that lived in Oakland. Loved it in Noe Valley. Very close suburb. Family oriented. Beautiful down town shops. Close to great dining. Nice views of down town depending on which side of the hills you are on. It is pricey though. Near by Diamond Heights is another great location. These areas are basically in the city: Much closer to down town than what is mentioned above. Price vs. commute. Personally I hate the commutes around the Bay. I vote live in the city.