I was girding my loins for a steady upward march towards 1970/1980’s era interest rates. The market can remain irrational longer than we can remain logical….

Nice job bg! You are fighting the good fight!

Rates aren’t low enough yet to suggest a refi for our home. But, if they went to 3.75 for a 30 year fixed, then we’d have pretty phenomenal motivation. I wonder just how low they’ll go?