FYI, title insurance rates are on file with the Insurance Commissioner and if they are cutting you a deal, odds are very good they are violating the law. If someone offers you a great deal get it in writing and find out what kind of policy you are getting. I’d make sure it’s a Homeowner’s Policy (ALTA HOP). Much of the price cutting comes at the expense of getting lesser coverage.

I have also heard many stories of promises made that were undeliverable at closing time. If you are going to transfer the house into a trust make sure you include that in your shopping. Most policies become invalid when you transfer ownership even if its only into a personal trust.