My main point really is that some people will fall into foreclosure that don’t have to. A lot of people are so lazy they’d never consider working harder to avoid this; They will just let it happen to them, thinking they were screwed by the mortgage company. Yes, they were. However, they should take some responsiblity and get another job or a better one.
Will many people do this? Nope. However, if I had a friend in this situation, I’d tell ’em that working 9-5 ain’t going to cut it and to get another job or two. Again, this will not work for many people who have no chance at a recovery, but it is the only advice we could give anyone we knew in this predicament who have a chance at saving their homes.