I think ottamojo encapsulated the essence of the way OT, but interesting, turn this thread has taken.

At the end of your life, if you can say YOU lived the life YOU (and your loved ones) wanted to live–that’s all that really matters.

Thankfully, my family and I have, with no regrets.

To the OP–I truly hope your mortgage situation works out, and that you enjoy many great years in your new home!