Lucky
By 40 he has paid most of it. I was referring to someone like him being able to buy a home when he was in his early 30’s and just beginning his big earning years. Back then he had big student loans (close to $500K). He has also had to buy into a partnership the last 5 years as well as contribute toward the construction of a new office building that houses their practice. He lives anything but extravagently rarely going on a vacation. He cant afford to take the time off because he is dedicated to getting his debt paid off asap.