dave is right, the only exception is gated communities of SFR’s. Former owner is your community gated? I’m looking at some gated communities and noticed you get less bang for the buck and after looking into it I found out that many gated communities have to maintain their own roads, street lights, etc. And they have to insure those things and for liability. The city or county public works doesn’t help because the public has no access to it so the hoa has to set aside money to repave the streets every few years and you get the luxury of paying for the ungated tract next door’s street in your taxes because you can drive on that street. gated condos don’t get hit as bad because there is less street per residence.