OK, I accept that PMI is higher. However, the finance amount is different in the two documents. I need to borrow $405,700 but the truth in lending document shows only $400,881 but the payment is still $2,175.41. $2,175.41 should be the payment for $405,700 and not $400,881 at 4.99%.

[quote=SK in CV]I’m not sure what you think is fraudulent. There might be fraud, but not based on anything you’ve presented here. The worst you have is an error yesterday was corrected today. PMI increased by $45 a month. If you don’t want to pay that much PMI, walk and look elsewhere. I have no idea if PMI is fixed price, exactly the same % for every loan, but if so, it is what it is.[/quote]