[quote=SK in CV]Is that what this is about? Lenders should be able to run rough-shod over the system that they agreed to, ignore laws, blatantly break laws, commit purjury, foreclose on thousands of homes that they shouldn’t, and worse, just so that a few people might not get free houses?[/quote]

(Emphasis added)
You can’t argue using false facts like those “thousands of foreclosures” that shouldn’t be. There’s been at most 1 or so such cases reported in the media, which was (were) rectified soon afterwards.

Like your comment above that not making payments on a loan is a mere technicality (!), your fabrication of “thousands” is completely off the mark. Better to come across transparently and say that you are a lawyer representing delinquent borrowers.

I’ll come clean too; I’m an investor buying residential property, and I’m also on the fence about buying my own house, so it is in my own interest that the markets return to sanity, meaning, that prices come down to a point where the market clears and house prices appreciate at about the rate of inflation. Also, once the investors come in, refurbish, and rent out, there won’t be any abandoned houses or blighted neighborhoods.

But as long as we deny and delay the inevitable, we make the process more costly for all involved.