Fill in the numbers:

1. Mortgage: $100k down, $400k loan @ 4.5%
2,026.74/month *12 = $24321

2. Property tax + insurance (1.5%): $7500

3. Utilities, neccessity (Water, gas, electric) $150/month *12= $1800

4. Utilities, nice to haves (Cable, internet, phone): $100/month *12 = $1200

5. Auto expenses (excluding gas)
Registration,insurance,etc (2 cars): $1000/year

6. Gas 7500 miles annual, 25mpg, $3/gallon=$900

————————–
It’s up to $36721 so far…

Also count

7. Health Insurance ??

8. Child care expenses??

9. Entertainment expenses???